• Develop a written investment policy statement to identify investment objectives and risk profile
• Review your investments and design personalized portfolios* appropriate to your goals, timelines and tolerance for risk
• Year-round, continuous monitoring of your investments
• Quarterly comprehensive statements with the option for monthly statements if desired

• Independent objective expert advice
• The option of 24-hour access to current investment information as well as other important documents via a secure personal website
• Objective review and recommendations of asset allocation within your employer-provided retirement plans such as 401(k)’s
• Annual Investment rebalancing* and financial objective review

*Moneywise uses third-party money manager (*TPM*) partners, including but not limited to, SEI Investments Management Corporations (“SIMC”) Investment and Assetmark. Portfolios held with a TPM are designed, implemented, maintained, and rebalanced by the TPM. In addition, a TPM conducts the investment research and analysis used as the basis for the portfolios and executes necessary trades on behalf of Moneywise.

• Analysis of your income needs now and in the future
• Develop and implement recommendations to fund your income needs and help maintain a comfortable standard of living

• Recommendations for optimizing the best distribution strategies for your employer retirement plans and IRAs
• Review of the beneficiaries; assist with the establishment of Inherited IRAs to maximize IRA distribution stream for your heirs

• Analysis of your risk management needs, now and in the future
• Policy Review Program to provide an objective assessment of current risk reduction strategies

• Review of Life, Disability, and Long Term Care Insurance Policies
• Independent Insurance Needs Analysis

• Analysis of your current estate plan and concerns
• Utilizing Charitable Trusts, Special Needs Trusts and gifting considerations

• Assistance in transferring assets to your Living Trust or other trusts*
• Providing guidance with the appropriate and necessary financial steps in the event of the death of a loved one

• 401(k) plan design + management consistent with company philosophy, closely consulting with the business owner and their goals
• Benchmarking, balancing provider fees, services + investments
• Investment advice + assisting in selecting skilled investment managers
• Identifying a “best fit” Target Date Fund (TDF) that is right for your company’s retirement plan

• Providing fiduciary oversight, assurance + support for keeping your plan in compliance
• Minimizing fiduciary liability
• Helping participants pursue retirement income potential, financial education

• Quarterly Newsletter to keep you plugged into current and relevant financial topics
• Quarterly, semi-annual or annual (your choice) meetings to review and evaluate your investment performance

• Special electronic reports on how to reduce your taxes and other important financial topics
• Invitations to special client appreciation and educational events