Our Services

What We Do

Our Moneywise financial advisors are passionate about partnering with individuals, families, and business owners to help each implement exemplary investment solutions and to customize retirement + financial plans that support each person’s unique needs and goals leading up to and through their retirement years. Our service style is skilled but down-to-earth and our financial advisors are anchored in an integrated WEALTH + TAX + ESTATE planning structure with a long-term, strategic mindset.

  • Retirement + Financial Planning
  • 401(k) + and Pension Rollovers

  • Education + Goal Funding
  • Investment Advisory Services

  • Asset Allocation
  • Annuities + Insurance Services with a Fiduciary Perspective

Our Process

Investment Management Services

  • Develop a written investment policy statement to identify investment objectives and risk profile
  • Review your investments and design personalized portfolios* appropriate to your goals, timelines and tolerance for risk
  • Year-round, continuous monitoring of your investments
  • Quarterly comprehensive statements with the option for monthly statements if desired
  • Independent objective expert advice
  • The option of 24-hour access to current investment information as well as other important documents via a secure personal website
  • Objective review and recommendations of asset allocation within your employer-provided retirement plans such as 401(k)’s
  • Annual Investment rebalancing* and financial objective review

*Moneywise uses third-party money manager (*TPM*) partners, including but not limited to, SEI Investments Management Corporations (“SIMC”) Investment and Assetmark. Portfolios held with a TPM are designed, implemented, maintained, and rebalanced by the TPM. In addition, a TPM conducts the investment research and analysis used as the basis for the portfolios and executes necessary trades on behalf of Moneywise.

Retirement Income + Distribution Planning

  • Analysis of your income needs now and in the future
  • Develop and implement recommendations to fund your income needs and help maintain a comfortable standard of living
  • Recommendations for optimizing the best distribution strategies for your employer retirement plans and IRAs
  • Review of the beneficiaries; assist with the establishment of Inherited IRAs to maximize IRA distribution stream for your heirs

Risk Management Services

  • Analysis of your risk management needs, now and in the future
  • Policy Review Program to provide an objective assessment of current risk reduction strategies
  • Review of Life, Disability, and Long Term Care Insurance Policies
  • Independent Insurance Needs Analysis

Family Wealth Legacy + Estate Planning

  • Analysis of your current estate plan and concerns
  • Utilizing Charitable Trusts, Special Needs Trusts and gifting considerations
  • Assistance in transferring assets to your Living Trust or other trusts*
  • Providing guidance with the appropriate and necessary financial steps in the event of the death of a loved one

Business Services + Company Sponsored Retirement Plans

  • 401(k) plan design + management consistent with company philosophy, closely consulting with the business owner and their goals
  • Benchmarking, balancing provider fees, services + investments
  • Investment advice + assisting in selecting skilled investment managers
  • Identifying a “best fit” Target Date Fund (TDF) that is right for your company’s retirement plan
  • Providing fiduciary oversight, assurance + support for keeping your plan in compliance
  • Minimizing fiduciary liability
  • Helping participants pursue retirement income potential, financial education

Client Services + Communications

  • Quarterly Newsletter to keep you plugged into current and relevant financial topics
  • Quarterly, semi-annual or annual (your choice) meetings to review and evaluate your investment performance
  • Special electronic reports on how to reduce your taxes and other important financial topics
  • Invitations to special client appreciation and educational events

*Moneywise Wealth Management, its subsidiaries, agents and representatives do not provide legal or tax advice or services.

Who We Are

Our Advisory Team