Our Advisory Team
David R. Anderson
Financial Advisor/Managing Partner
David Anderson is an owner of Moneywise. As a licensed investment advisor, he meets with clients, prepares financial plans, develops strategies to help clients achieve their financial goals, and makes investment recommendations*. David is also the lead host of the Moneywise Radio Show, which airs from noon to 1:00 p.m. weekdays on KERN 1180 AM and 96.1 FM.
David has 10 years of financial planning experience, with a specialty in retirement planning and portfolio management*. He is also a licensed California insurance agent. He studied technical sales at Weber State University in Ogden, Utah.
“My core philosophy is that to become financially independent you need to focus on those things you can control rather than those that you can’t control, like tax law. Focus on your own personal management,” he says.
David gained an unexpected new role in the community: lead host of the radio show. This has allowed his personality to emerge as one who can break down a complex financial issue and not only make it understandable, but also make it humorous. David is regularly called upon by local media as an expert in the field of finance.
“It’s a great way to communicate with clients and educate the community on how to be financially responsible,” he said.
David has volunteered as a Court Appointed Special Advocate for children and is the father of three children adopted through the foster system. He enjoys ocean kayaking, playing guitar and writing music.
*Moneywise uses third-party money manager (*TPM*) partners, including but not limited to, SEI Investments Management Corporations (“SIMC”) Investment portfolios held with a TPM are designed, implemented, maintained and rebalanced by the TPM. In addition, a TPM conducts the investment research and analysis used as the basis for the portfolios and executes necessary trades on behalf of Moneywise.
“My core philosophy is that to become financially independent you need to focus on those things you can control rather than those that you can’t control…”
Sherod B. Waite
Financial Advisor/Managing Partner
Email: Sherod@moneywiseguys.com • CA Insurance: #0C67086
Sherod Waite is an owner of Moneywise. He wears multiple hats as CEO of the wealth management company, co-host of the Moneywise Radio Show, and as a financial advisor. In the latter role he advises clients on investments and financial planning.
Sherod has a bachelor’s degree in business administration with an emphasis in finance from California State University, Bakersfield. He is a licensed investment advisor and holds Series 7, 24 and 66 securities licenses.
He particularly enjoys co-hosting the radio show, something he never imagined himself doing. The show keeps the firm current on financial news and accountable to not only their clients but to the larger community.
“I enjoy the interaction with callers,” Sherod says. “I enjoy giving information on what’s new and current, whether it’s financial reform or upcoming legislation or new planning techniques or investment strategies.”
Sherod is married and has three boys, whom he teaches about budgeting and keeping track of their allowance money. He enjoys the outdoors and spending time with his family.
“I enjoy giving information on what’s new and current, whether it’s financial reform or upcoming legislation or new planning techniques or investment strategies.”
Garro L. Ellis
Garro Ellis is a Financial Advisor and co-founder of Moneywise. In this role, he meets with individuals, couples, families and companies to understand their life goals and help them plan how to reach those goals financially – especially retirement.
Garro received his license to sell securities in 1998. He has a degree in business, commerce and industry from University of Wyoming, where he also played football on scholarship. He has 20 years of experience keeping tabs on financial markets by using technical analysis – a way of analyzing the market by comparing past trends to indicate future performance.
“I’m intrigued by all the moving parts on Wall Street, where there is never a dull moment. There will always be something to learn or understand, which motivates me to pay attention or take an extra moment to study something,” Garro said.
In addition to his duties as a financial advisor, Garro also alternates co-hosting the Moneywise Radio Show noon to 1:00 p.m. on KERN 1180 AM and 96.1 FM.
“My specialty is educating listeners on all aspects of personal finance related to investing, with an emphasis on properly allocating portfolios given the economic environment,” he said. “I cover all topics related to financial advising, economics, stocks, bonds, and Wall Street’s thought process – bringing Wall Street to Main Street if you will.”
Garro was an actor in the early 1990s and has performed on stage, on television, and in movies. He has also dabbled in country music and has written more than 30 songs. He loves his wife Cheryl and is the proud father of three daughters, Kirby, Kassidy and Kapri.
“I’m intrigued by all the moving parts on Wall Street, where there is never a dull moment.”
Email: Kris@moneywiseguys.com • CA Insurance: #0F20931
Kris Pelster is a registered representative as well as a financial advisor for Moneywise. As part of his client building activities, he schedules and promotes the firm’s events that are geared to help participants make the best use of their company’s sponsored retirement plan, such as a 401k, 403b or SIMPLE Plan. He also meets with clients to advise them on their investments and help them make sense of their financial plans.
Before becoming a financial advisor, Kris worked with special education children in public schools. Now, he enjoys educating people about the ever-changing financial world.
“If people have a better understanding of finances, they are more likely to properly plan for the future and be able to live the retirement life they are working so hard for,” he says.
Kris holds both the Series 7 and 66 securities licenses, as well as a California life insurance license. He has a bachelor’s degree in communications with a minor in business from California State University, Bakersfield.
He is married to his sweetheart, Jamie, and has three daughters, whom he coaches in softball. He also teaches a class for young, married couples at his church and enjoys sports, off-roading, and remote-controlled airplanes.
“If people have a better understanding of finances, they are more likely to properly plan for the future and be able to live the retirement life they are working so hard for.”
Email: Justin@moneywiseguys.com • CA Insurance: #0K33214
Justin Leland is the newest Financial Advisor for Moneywise. He comes to Moneywise with 11 years of experience managing businesses in the Transportation Industry.
“I never imagined that this move into the Financial Services Industry would include being a regular contributor to the Moneywise Radio Show but it has been one of the highlights of my experience here.”, he says.
Justin has a Bachelor’s Degree in Business Management from the University of Phoenix, holds a CA State Life and Health Insurance license as well as his Series 6 and Series 65 Securities Licenses.
Justin is actively involved in his son’s Boy Scout Troop and Cub Scout Pack. He is an active member, as well as a Board Member, of the Rotary Club of Bakersfield. Justin is a financial supporter of the Kern community Foundation, Honor Flight Kern County, and is a Board Member of the Waterman Foundation.
A Southern California native, Justin moved to Kern County in 2004 with his young family and currently lives in the Tehachapi area with his wife, Carrie, and their two children. Justin likes camping, hiking, playing guitar, bass guitar and drums whenever he has a free moment. Most of all he likes to be outdoors with his family.
“I never imagined that this move into the Financial Services Industry would include being a regular contributor to the Moneywise Radio Show but it has been one of the highlights of my experience here.”
Director of Client Relations
Dessie brings to Moneywise a wide array of customer service and administrative skills. Dessie loves working with the clients and their families. It doesn’t take long to see that Dessie has a passion and love for what she does.
“Having the opportunity to make a difference in people’s lives is something I look forward to everyday. The people I meet and assist here at Moneywise aren’t just clients, often it feels like they’re family”, she says.
Dessie enjoys time with her two wonderful girls and is actively involved in her church and community while never passing up a chance to give back through her involvement in various charitable events as well as children’s outreach programs.
“The people I meet and assist here at Moneywise aren’t just clients, often it feels like they’re family.”
With a background in recruiting and administration, Candice joined Moneywise with the necessary skills needed to continue the high level of customer service our clients are accustomed to. Her positive attitude and organizational skills have proven to be invaluable in assisting clients with often complex paperwork or transactions.
“I believe with a positive attitude you can achieve anything”, she says. “Every day, I try to find ways I can make our client’s lives a little better. It is the little things that set us apart.”
Volunteering has always been important to Candice. She has participated in the Bakersfield Relay for Life every year since 2006, volunteered with Breast Cancer Awareness events as well as the local Juvenile Diabetes Walk. She always enjoys a good book, time with family, attending concerts and travelling whenever possible.
“Every day, I try to find ways I can make our client’s lives a little better. It is the little things that set us apart.”
Client Relations Coordinator
Michele came to Moneywise with a background in retail management and customer service. It is immediately clear that Michele has a genuine love for people as she warmly greets and assists all clients and visitors at Moneywise.
“I love the fact that at Moneywise I get to deal with different people every day. I am able to help our clients with their needs. It is real nice to be able to make someone feel good and have an impact on their experience with Moneywise.”
Outside of Moneywise, Michele has a passion for fast cars and racing. In the past she has worked for NASCAR. Since 1996, in her spare time, she has worked as a race official for the SRL Racing Series. Michele loves spending time with her family and supporting her kids in all their extracurricular activities.
“I love the fact that at Moneywise I get to deal with different people every day. I am able to help our clients with their needs.”
Business & Community Development
With years of eclectic experience in account management, sales and customer service, Debbie thrives on collaboration, building relationships, strategizing, branding and thinking outside the box. She is skilled in humanizing the wealth management processes, looking for new solutions from unconventional angles, and helping team Moneywise. Debbie’s goal is to apply her passion and drive towards making a positive impact not only within the wealth management industry and our clients’ lives but also our local, Bakersfield community.
“I am thrilled by the opportunity to work with the Moneywise team. Our company ethos of compassion and intelligence is both inspiring and refreshing. Knowing that our fundamental goal is to advocate, maintain and honor the best interests of our clients and making a difference in our community makes going to work every day very rewarding.”
Debbie is a Bakersfield native, a UCLA graduate and a food, wine + spirits, art, travel, music + film, tennis nerd who loves to write, adores beagles and her friends and family. She volunteers at the Bakersfield Museum of Art, and since moving back from Los Angeles has been realizing her strong desire to utilize her skills, interests and resources in order to make a difference in her hometown.
“I am thrilled by the opportunity to work with the Moneywise team. Our company ethos of compassion and intelligence is both inspiring and refreshing.”
As a Bakersfield native with deep roots in the community, TJ is excited to work with team Moneywise as he has a natural knack and passion for helping people and strives to make his hometown a brighter place. Combining his dynamic background in marketing and administration with his positive work ethic and contagious smile, it is easy for TJ to relate to clients and easily adapt to their ever-changing needs.
“Caring about our clients goes beyond our office doors. We genuinely consider our clients as friends, and at that, a part of our company family. We care for the well-being of our entire community and that starts with establishing honest, kind relationships on all levels. We believe in the ripple effect.”
TJ is passionate patron of the arts, loves being outdoors, volunteers with the Fairy Godmother Foundation, is a huge Disney buff and comes from a huge hunting family, meaning he has a special place in his heart for the color camouflage — no joke. Time not spent working or traveling is reserved for his family and friends.